Special Event Insurance
Are you interested in special event insurance? So you are having a special event and want to learn more about the insurance options available? This is beneficial for small businesses that host special events, parties, and celebrations with a considerable amount of money involved. The insurance policy is beneficial as well for organizers, exhibitors, small groups, and celebrants of special events. Weddings are also covered by an insurance policy due to the risks that are involved even on the day of the wedding itself.
Insures You as You Celebrate Milestones
Special event insurance covers exhibits, parties, annual celebrations, concerts, among others. Weddings, being a celebration in itself, have its own insurance policy. The event is protected from cancellation and rescheduling due to bad weather, non-appearance of key guests, vendors, and the wedding officiator himself. So the couple will be assured that they need not incur additional expenses provided these are covered by the insurance policy they both purchased.
Here are just some of the benefits of the special event insurance for weddings:
Insured wedding rings
The wedding rings of the couple are insured as part of the policy. However, the engagement rings are not included since these have its own insurance policy to safeguard and protect itself from theft and damage.
Insured wedding gown and tuxedo
The couples' attires are covered should it be a destination wedding or should it be caught in damage or harm. Precious stones, gems, and other crystals even if attached to the gown are not covered by the policy though.
Insured guests from other guests
Should the guests inflict harm on other guests, they will be covered by the insurance policy. So the couple need not worry about taking care of their guests on the day of their wedding and beyond.
Should both the couple feel cold feet, this shall not be covered by the insurance policy. The wedding may be cancelled but not be shouldered by the insurance company.
Is it expensive you ask? The policy ranges from $95-$500 dollars depending on the coverage. Before purchasing the policy, better make sure your vendors are accredited by the insurance company to avoid problems in the future. This also provides you leeway with who to deal with since these are accredited by the company.
Special event insurance helps an organizer, an individual, or a couple, with milestones in their life. It lessens the risk and the possible burden that may be incurred due to unforeseen events during the event.
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